FAQS

Our initial consultation is Free of Charge.

Our fees are detailed in our Terms of Business; however, everyone’s circumstances differ; therefore, we cannot confirm an exact cost before the initial consultation.

We will advise you of our charges when we have learnt of your financial goals. At this point, you can decide if you wish to proceed.

When planning for your retirement in the UK, you need to consider factors such as the lifestyle you want to achieve, at what age you want to retire and any expected expenses you may have.

You should review your current pension arrangements, such as your workplace and private pensions and the potential State Pension benefits.

Our professional advisers can help you assess your current pensions, investments, and savings and determine the level of risk you are comfortable with to help you create a solid retirement plan.

For UK residents, there are several options to consider for your children's education. A popular choice is a Junior Individual Savings Account (Junior ISA) which offers tax-efficient growth on savings and investments until the child turns 18.

Other considerations include a dedicated savings account or investment fund to cover your children's education fees.

Our professional advisers can discuss the options available to you and find the right approach to saving for your children's education.

Understanding the complexities of inheritance tax in the UK can be very daunting.

Our professional advisers can provide valuable guidance on strategies that can help mitigate inheritance tax, such as gifting assets, setting up trusts or utilising any exemptions and reliefs available.

Seeking financial advice will help you understand the rules and enable you to structure your estate tax efficiently, potentially reducing the burden of inheritance tax on your beneficiaries.

Several tax planning strategies are available in the UK.

One avenue to pursue is tax-efficient investments such as an Individual Savings Account (ISA). Maximising your pension contributions and taking advantage of tax reliefs and allowances available can also reduce your tax liability.

Our professional advisers can guide you through the various strategies most suited to your circumstances.

Having adequate insurance cover in place, such as income protection, life assurance and critical illness, will ensure that your family's financial plans are not disrupted should you die too early or become ill for an extended period or disabled and unable to work.

Our professional advisers would discuss and agree on plans to make your family's dreams a reality should anything unfortunate happen to you.